What Could You Borrow to Buy an Investment Property?

Use this calculator to find out the level of equity within your home, how much of your equity is “usable equity” and how much you could potentially borrow for an investment property purchase.

 
$
 
$
 
$

New Build Investment Property

Your Equity: $0

Your Usable Equity: $0

You Could Borrow: $0

Existing Investment Property

Your Equity: $0

Your Usable Equity: $0

You Could Borrow: $0

Just a heads-up — this isn’t a bank pre-approval or a guarantee you can borrow this amount. You’ll still need to complete a full mortgage application so the bank can confirm how much they’re willing to lend based on your full financial position.

Want to Better Understand Your Usable Equity?

If you’re interested in understanding your usable equity and how it could be utilised to build a property portfolio, the first step is to speak to an Investment Property Expert.

New Build Investor is powered by equiti, a company that combines decades of investment property experience and strategy.

The founder, Hamish Cowan, is available for a personalised investment strategy chat and would love to know more about your situation and objectives.

Schedule a call with Hamish today!

Download the Guide to Usable Equity

In this PDF we explore:

  • How to calculate your usable equity
  • What the banks will actually lend you
  • Why new builds let you borrow more
  • Major tax and lending advantages you only get with new builds
  • Common myths about using equity
Guide to Usable Equity | New Build Investor

Book an Investment Strategy Call

Other Great Resources

What Type of Property Should You Buy?

Take our assessment to help you identify the ideal type of property investment based on your unique goals, risk appetite, and personal strengths.


Designed to help you understand your next investment property purchase in just a few minutes you’ll have a clear picture of the investment path that best suits your profile.

The Retirement Riddle Guide

Download the guide and learn how you can take advantage of the equity in your home to build your retirement nest egg through verified and secure new build investment homes.

You're Pre Approved...
Now What?

Turn your pre-approval into a smart property investment. 

Download our free checklist to take the next step with clarity and confidence.

Pre Approved Checklist

The Retirement Riddle Guide

Download the guide and learn how you can take advantage of the equity in your home to build your retirement nest egg through verified and secure new build investment homes.

Retirement Riddle
Pre Approved Checklist

Pre Approved Checklist

Turn your pre approval into a smart property investment. Download our free checklist to take the next step with clarity and confidence.

Pre Approval Checklist
Guide to Usable Equity | New Build Investor

Guide to Usable Equity

Download our eBook on unlocking your home’s equity, to build a property portfolio.

Guide to Usable Equity